How We Are Different

At AG Financial we work hard to outpace our competitors in several ways:

First, we are compensated through advisory fees paid by our clients, allowing us to work in their best interest.  Our fees are all-inclusive and may be tax-deductible. What’s more, they are translucent, never hidden. Many brokerage houses and large branded financial services companies receive most, if not all, of their compensation through commissions and sales charges from products they sell.  Our compensation model is designed with the intent of putting us on the same side of the table as our clients and, therefore, providing the most appropriate recommendations. 

Second, we also create customized financial plans and investment allocations based on our clients’ personal lifestyle.  You can be assured that our financial information gathering process is not a "cookie cutter" questionnaire.  At AG Financial, we provide all clients with a specific comprehensive solution designed with their goals and needs in mind.

Third we have created a culture of ongoing service and advice.  Our ongoing emphasis is on providing customized personal service. Whether you are looking to build wealth for the future or maintain your standard of living in retirement, we strive to make you feel like our only client. Delivering the world-class service that you deserve is the cornerstone of our business.

Fourth, our business is not built on large up-front commissions. We seek to earn revenue over time by building and maintaining strong client relationships.  In fact, most of our clients have been with us for more than 10 years. Our business model allows us to create a win-win relationship with our clients; we are successful only if you succeed.

Finally, we are a forward-looking, progressive firm constantly looking for ways to improve and enhance our investment and financial planning strategies.  AG Financial is an agile firm seeking new opportunities to provide increased value for our clients.

In an effort to ensure you will have a higher probability of reaching your financial goals, AG Financial follows a simple, yet comprehensive "needs-based" financial planning process. This means we will custom tailor your financial plan, providing investment allocations based on your life.  We enter this process with no preconceived expectations.  Everything we provide will be specifically designed to help give you the best opportunity to succeed.  Our financial planning process is outlined here.